Even if you are in the red right now and it feels like there is nothing left to set aside. Not motivation and not «think like a rich person»: 241 lessons, an assignment after every one of them, ready-made sheets that do the maths for you, and worksheets you print and pin to the wall.
Access to the first module right away, no card needed
Revenue is there, bookkeeping is not. The course gives you a system that takes 20 minutes a week and works without an accountant.
Income jumps from month to month. We learn to plan on uneven income and to price your own hour.
A dedicated «Danger» stage: an honest picture of your debts, the real price of a credit card, the payoff order and a script for talking to a lender.
The «Independence» and «Freedom» stages: your independence number, a capital map, three income circuits, a business that runs without your daily presence.
The first lesson is not theory. You take your bank statement and in 20 minutes you get an honest picture: how much you have, how much you owe, what a month of your life costs. WE give you the sheet that calculates it; YOU enter your own numbers.
Every lesson ends with an assignment of 15-40 minutes. Not «think about it», but «fill in, calculate, send». The action fits into the same evening.
You create your own Google Drive folder: «01 Tools» and «02 Assignments». Copies of our sheets and every completed assignment stay yours for good — even after course access ends.
You share a link with «commenter» access. The mentor comments right inside the text, not in a separate email saying «redo it». You see the remark where it belongs.
Self-check tests answer instantly and show exactly where you skimmed. A stage counts as done when the assignments are done, not when the pages were opened.
For those who are in the red right now. An honest picture of debts and debt load · a test on 12 habits · the real price of a credit card in numbers · the payoff order (snowball, avalanche, hybrid) · a script for talking to a lender · the D.N.A. self-motivation system for days of apathy · the 60-day rule with a margin of safety · 9 books and 9 films in the right order · your goal for the next 90 days.
Bookkeeping you do not abandon on day nine · what your month costs · an owner's cushion of 3/6/12 months and the date you reach it · two tills · naming the fears and limits you carry around money · your first goals priced in real currency · plus a gift block: grants, sole trader registration in one day, a business account in an hour, an investment memorandum.
A weekly financial review in 20 minutes · cutting costs without asceticism, and the «quiet» spending · business reserves: tax, operating, depreciation · additional income sources with honest scoring · margin, break-even, the cost of an hour · a risk budget · the annual financial plan in a single sheet.
Your independence number · an inventory of assets and liabilities · portfolio thinking and rebalancing · your personal risk profile · passive income without the myths: what it actually costs · compound interest · behavioural traps · the first level of delegation · a plan for 3-5 years.
Systems instead of effort · delegation 2.0 · the financial autopilot · scaling from linear income to non-linear · three income circuits · an owner's dashboard of five numbers · money and meaning: why free people burn out · legacy and the long horizon.
How much you have, how much you owe, what your month costs and how many months you would last without income. Not roughly — exactly.
What a month of owning a credit card costs, what really hides behind «0%» instalments, and in how many months the debt closes with a fixed payment instead of the minimum one.
A standing order on the day money arrives, half of every one-off payment, milestones of 1 → 3 → 6 months and the exact DATE you will reach them.
Not «write everything down», but look at five numbers on the same day every week — and make decisions on them rather than on a feeling.
Word-for-word phrases: how to open, what to ask for (a payment holiday, restructuring, the rate, penalties), what not to say and what to get in writing.
Scoring for income sources: what the start costs, how long until it pays back, how much of your time it eats — instead of «let us just try».
Margin, break-even point, the cost of your hour and the moment when hiring becomes cheaper than doing it yourself.
The three phases of a habit, an anchor to an action you already do, and the buffer rule that keeps one missed day from wiping out everything.
The tools stay yours even after course access ends — they live in your Google Drive and on your wall
«Financial Pulse» · «Personal Financial Plan» · «Safety Cushion» (it shows the date you reach the goal) · «Way Out of Debt» (snowball against avalanche, with the overpayment for both) · «Income Sources» with scoring · «Capital Map» with rebalancing. You click «Make a copy» — and the copy becomes your property.
Not a retelling of the lesson, but the thing you fill in: checklists with dates, scripts of ready phrases, cheat sheets for the wall, filled-in examples, step-by-step calculation forms.
The card «10 sound money habits» · a 60-day habit tracker with three phases and the buffer rule · a lender call card with word-for-word phrases · «A diet for your head»: 9 books and 9 films in order, with an action after each book and a question after each film.
A map of funding sources · sole trader registration in one day, with the right tax group · a business account in an hour · grants for business: where people look and why they get refused · an investment memorandum that makes people talk to you · the DigitTime partner programme · the NEO site for packaging a brand or an MVP quickly.
They test understanding, not memory: thresholds, rules, the order of actions. They answer instantly and show exactly where you skimmed.
Earned for completed modules and spent in the Academy rewards shop.
Founder of DigitTime and of the Evolve.Place Academy
The course is written in the language of a practitioner, not of a textbook. There is no «think like a rich person» here — there are your numbers, your sheets and the next action for today. Every lesson answers an objection before you raise it, and names the typical failure before you walk into it.
entry stage — free
the foundation: bookkeeping, cushion, two tills
so the order holds by itself, without heroics
capital that feeds you
the business runs without your daily presence
The stages open in order: each one builds on what was done in the previous. Paying for one stage opens it and every stage before it. Start with the free one — and move on when you see that it works. The free stage stays yours for good; paid stages are open for 365 days from the payment.
We do not promise sums or returns — that would be untrue, and an untruth at the start costs more than any discount. We promise tools, an order of actions and a review of your work by a living person.
Open the first module — it is free. In 20 minutes you will see where you actually stand, in numbers. Then decide for yourself: most people abandon financial bookkeeping not because it is difficult, but because they have never once seen their own numbers honestly.
No card. Access right after signing up
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